Usable Mutual Insurance Company 401(k) Plan: Login, Facts & Contact Information

Usable Mutual Insurance Company 401(k) Plan Facts

Plan name
ARKANSAS BLUE CROSS AND BLUE SHIELD 401(K) SAVINGS AND PLUS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
USABLE MUTUAL INSURANCE COMPANY
Participants
3,398 (3,352 active employees)
Former employees with a balance
615
Plan assets
$788,638,262 at Dec 31, 2024
Average account balance
$192,398 across 4,099 accounts
Employer contributions
$16,909,068 in plan year 2024 (37% of all contributions)
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Oct 2, 1981
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 30, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $45.4 million went into the plan in contributions, $16.9 million of it from the employer (37%).
  • $75.2 million was paid out to participants.
  • Investment and other income added $90.1 million.
  • Administrative expenses were $552,858, about $135 per account.

How the Usable Mutual Insurance Company 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20193,557$564.8 million$20.8 million$39.9 million
20203,166$646.0 million$22.8 million$45.0 million
20213,224$728.9 million$24.4 million$48.2 million
20223,145$616.4 million$25.9 million$54.5 million
20233,282$728.9 million$22.3 million$37.2 million
20243,398$788.6 million$16.9 million$75.2 million

Usable Mutual Insurance Company 401(k) Contact Information

Phone
501-378-2504
Mailing address
601 S. GAINES ST, LITTLE ROCK AR 72201
Plan sponsor
USABLE MUTUAL INSURANCE COMPANY
Employer identification number (EIN)
71-0226428
Plan number
002

Questions about the Usable Mutual Insurance Company 401(k)

Does Usable Mutual Insurance Company contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $16.9 million, 37% of all contributions.

Does the Usable Mutual Insurance Company 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Usable Mutual Insurance Company 401(k) plan?

3,398 participants at the start of plan year 2024, 3,352 of them active employees, and 615 former employees who still had money in the plan.

What is the average 401(k) balance at Usable Mutual Insurance Company?

About $192,398 per account: $788.6 million in plan assets across 4,099 accounts with a balance at the end of plan year 2024.

Who manages the Usable Mutual Insurance Company 401(k) accounts?

Vanguard is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Usable Mutual Insurance Company. How do I access my 401(k)?

Your account stays with Vanguard after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

Related Companies
Headquarter: 1200 CUTTING EDGE DRIVE, CHESTERTON, IN, 46304
Headquarter: 228 PARK AVE S STE 62305, NEW YORK, NY, 100031502
Headquarter: 12920 SOUTHEAST 38TH STREET, BELLEVUE, WA, 98006
Headquarter: 6035 PARKLAND BLVD, CLEVELAND, OH, 441244186
Headquarter: 7820 CRESCENT EXECUTIVE DRIVE, CHARLOTTE, NC, 28217