Vantage Credit Union 401(k) Plan: Login, Facts & Contact Information

Vantage Credit Union 401(k) Plan Facts

Plan name
VANTAGE CREDIT UNION 401K PROFIT SHARING PLAN AND TRUST
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
VANTAGE CREDIT UNION
Participants
305 (252 active employees)
Former employees with a balance
70
Plan assets
$25,242,289 at Dec 31, 2024
Average account balance
$96,714 across 261 accounts
Employer contributions
$812,240 in plan year 2024 (14% of all contributions)
Recordkeeper
Ekon Benefits
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Apr 1, 1972
✓ Employer contributions— Automatic enrollment— Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 10, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $5.77 million went into the plan in contributions, $812,240 of it from the employer (14%).
  • $1.45 million was paid out to participants.
  • Investment and other income added $3.38 million.

How the Vantage Credit Union 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019272$11.9 million$208,767$691,122
2020280$13.8 million$273,016$805,934
2021284$16.2 million$107,856$1.03 million
2022280$13.5 million$710,543$2.15 million
2023318$17.5 million$788,824$889,015
2024305$25.2 million$812,240$1.45 million

Vantage Credit Union 401(k) Contact Information

Phone
314-298-0022
Mailing address
19 RESEARCH PARK COURT, ST. CHARLES MO 63304
Plan sponsor
VANTAGE CREDIT UNION
Employer identification number (EIN)
43-0739854
Plan number
003

Questions about the Vantage Credit Union 401(k)

Does Vantage Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $812,240, 14% of all contributions.

Does the Vantage Credit Union 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Vantage Credit Union 401(k) plan?

305 participants at the start of plan year 2024, 252 of them active employees, and 70 former employees who still had money in the plan.

What is the average 401(k) balance at Vantage Credit Union?

About $96,714 per account: $25.2 million in plan assets across 261 accounts with a balance at the end of plan year 2024.

Who manages the Vantage Credit Union 401(k) accounts?

EKON BENEFITS is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Vantage Credit Union. How do I access my 401(k)?

Your account stays with EKON BENEFITS after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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