Vcc 401(k) Plan: Login, Facts & Contact Information

Vcc 401(k) Plan Facts

Plan name
BUILD RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
VCC
Participants
830 (578 active employees)
Former employees with a balance
310
Plan assets
$80,683,284 at Dec 31, 2024
Average account balance
$97,917 across 824 accounts
Employer contributions
$1,029,803 in plan year 2024 (20% of all contributions)
Recordkeeper
Empower Annuity Insurance Company O
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Apr 1, 1987
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $5.23 million went into the plan in contributions, $1.03 million of it from the employer (20%).
  • $5.36 million was paid out to participants.
  • Investment and other income added $9.15 million.
  • Administrative expenses were $82,061, about $100 per account.

How the Vcc 401(k) changed, 2018–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2018459$47.3 million$1.67 million$899,222
2019568$59.7 million$1.56 million$3.13 million
2020596$71.6 million$2.12 million$4.62 million
2022570$62.7 million$232,476$4.78 million
2023713$72.0 million$949,336$4.71 million
2024830$80.7 million$1.03 million$5.36 million

Vcc 401(k) Contact Information

Phone
501-370-4733
Mailing address
1 INFORMATION WAY, SUITE 300, LITTLE ROCK AR 72202
Plan sponsor
VCC
Employer identification number (EIN)
71-0644259
Plan number
001

Questions about the Vcc 401(k)

Does Vcc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.03 million, 20% of all contributions.

Does the Vcc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Vcc 401(k) plan?

830 participants at the start of plan year 2024, 578 of them active employees, and 310 former employees who still had money in the plan.

What is the average 401(k) balance at Vcc?

About $97,917 per account: $80.7 million in plan assets across 824 accounts with a balance at the end of plan year 2024.

Who manages the Vcc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY O) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Vcc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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