Veridian Credit Union 401(k) Plan: Login, Facts & Contact Information

Veridian Credit Union 401(k) Plan Facts

Plan name
VERIDIAN CREDIT UNION 401(K) PLAN AND TRUST
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
VERIDIAN CREDIT UNION
Participants
1,347 (1,016 active employees)
Former employees with a balance
149
Plan assets
$198,722,742 at Dec 31, 2024
Average account balance
$169,414 across 1,173 accounts
Employer contributions
$8,221,983 in plan year 2024 (59% of all contributions)
Recordkeeper
Empower Annuity Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jun 1, 1985
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 23, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $14.0 million went into the plan in contributions, $8.22 million of it from the employer (59%).
  • $10.0 million was paid out to participants.
  • Investment and other income added $24.4 million.
  • Administrative expenses were $346,376, about $295 per account.

How the Veridian Credit Union 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019954$113.2 million$5.80 million$4.86 million
20201,019$138.9 million$6.27 million$5.04 million
20211,054$161.0 million$6.60 million$9.36 million
20221,119$140.1 million$7.42 million$7.04 million
20231,172$170.6 million$7.72 million$8.40 million
20241,347$198.7 million$8.22 million$10.0 million

Veridian Credit Union 401(k) Contact Information

Phone
800-235-3228
Mailing address
1827 ANSBOROUGH AVE, WATERLOO IA 50704
Plan sponsor
VERIDIAN CREDIT UNION
Employer identification number (EIN)
42-1132695
Plan number
002

Questions about the Veridian Credit Union 401(k)

Does Veridian Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $8.22 million, 59% of all contributions.

Does the Veridian Credit Union 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Veridian Credit Union 401(k) plan?

1,347 participants at the start of plan year 2024, 1,016 of them active employees, and 149 former employees who still had money in the plan.

What is the average 401(k) balance at Veridian Credit Union?

About $169,414 per account: $198.7 million in plan assets across 1,173 accounts with a balance at the end of plan year 2024.

Who manages the Veridian Credit Union 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Veridian Credit Union. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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