Visible Changes, Inc. 401(k) Plan: Login, Facts & Contact Information
Visible Changes, Inc. 401(k) Login
183 former Visible Changes, Inc. employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Visible Changes, Inc. 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Aug 5, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $1.89 million went into the plan in contributions, $680,266 of it from the employer (36%).
- $6.82 million was paid out to participants.
- Investment and other income added $9.09 million.
- Administrative expenses were $23,008, about $41 per account.
How the Visible Changes, Inc. 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 695 | $71.0 million | $841,569 | $3.89 million |
| 2020 | 673 | $76.4 million | $444,390 | $5.27 million |
| 2021 | 680 | $78.0 million | $637,209 | $9.08 million |
| 2022 | 595 | $63.7 million | $680,296 | $4.84 million |
| 2023 | 564 | $72.4 million | $694,552 | $3.30 million |
| 2024 | 569 | $76.5 million | $680,266 | $6.82 million |
Visible Changes, Inc. 401(k) Contact Information
Questions about the Visible Changes, Inc. 401(k)
Does Visible Changes, Inc contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $680,266, 36% of all contributions.
Does the Visible Changes, Inc 401(k) have automatic enrollment?
Yes. The plan reports automatic enrollment of eligible employees.
How many people are in the Visible Changes, Inc 401(k) plan?
569 participants at the start of plan year 2024, 393 of them active employees, and 183 former employees who still had money in the plan.
What is the average 401(k) balance at Visible Changes, Inc?
About $135,366 per account: $76.5 million in plan assets across 565 accounts with a balance at the end of plan year 2024.
Who manages the Visible Changes, Inc 401(k) accounts?
Schwab Retirement Plan Services (listed on the filing as SCHWAB RETIREMENT PLAN SERVICES,INC) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Visible Changes, Inc. How do I access my 401(k)?
Your account stays with Schwab Retirement Plan Services after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.