Vitamin Cottage Natural Food Markets, Inc. 401(k) Plan: Login, Facts & Contact Information

Vitamin Cottage Natural Food Markets, Inc. 401(k) Plan Facts

Plan name
VITAMIN COTTAGE EMPLOYEE 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
VITAMIN COTTAGE NATURAL FOOD MARKETS, INC.
Participants
5,530 (3,904 active employees)
Former employees with a balance
1,033
Plan assets
$62,240,612 at Dec 31, 2024
Average account balance
$13,697 across 4,544 accounts
Employer contributions
$1,378,909 in plan year 2024 (16% of all contributions)
Recordkeeper
Empower Annuity Insurance Company O
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2000
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Aug 7, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $8.80 million went into the plan in contributions, $1.38 million of it from the employer (16%).
  • $5.39 million was paid out to participants.
  • Investment and other income added $7.13 million.
  • Administrative expenses were $352,375, about $78 per account.

How the Vitamin Cottage Natural Food Markets, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20194,067$32.3 million$899,030$3.41 million
20204,176$41.0 million$1.21 million$4.02 million
20215,033$49.7 million$1.18 million$4.84 million
20224,725$41.2 million$1.09 million$8.26 million
20234,636$52.1 million$1.29 million$4.60 million
20245,530$62.2 million$1.38 million$5.39 million

Vitamin Cottage Natural Food Markets, Inc. 401(k) Contact Information

Phone
303-986-4600
Mailing address
12612 W ALAMEDA PARKWAY, LAKEWOOD CO 80228
Plan sponsor
VITAMIN COTTAGE NATURAL FOOD MARKETS, INC.
Employer identification number (EIN)
84-1444517
Plan number
001

Questions about the Vitamin Cottage Natural Food Markets, Inc. 401(k)

Does Vitamin Cottage Natural Food Markets, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.38 million, 16% of all contributions.

Does the Vitamin Cottage Natural Food Markets, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Vitamin Cottage Natural Food Markets, Inc 401(k) plan?

5,530 participants at the start of plan year 2024, 3,904 of them active employees, and 1,033 former employees who still had money in the plan.

What is the average 401(k) balance at Vitamin Cottage Natural Food Markets, Inc?

About $13,697 per account: $62.2 million in plan assets across 4,544 accounts with a balance at the end of plan year 2024.

Who manages the Vitamin Cottage Natural Food Markets, Inc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY O) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Vitamin Cottage Natural Food Markets, Inc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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