Walmart Inc. 401(k) Plan: Login, Facts & Contact Information
Walmart Inc. 401(k) Login
278,941 former Walmart Inc. employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Walmart Inc. 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Feb 1, 2024 – Jan 31, 2025), filed Aug 14, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $4.52 billion went into the plan in contributions, $1.83 billion of it from the employer (40%).
- $4.03 billion was paid out to participants.
- Investment and other income added $8.79 billion.
- Administrative expenses were $41.3 million, about $36 per account.
How the Walmart Inc. 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 1,664,901 | $32.7 billion | $1.18 billion | $3.25 billion |
| 2020 | 1,689,489 | $35.0 billion | $1.28 billion | $4.93 billion |
| 2021 | 1,860,124 | $38.4 billion | $1.44 billion | $3.62 billion |
| 2022 | 1,946,270 | $36.7 billion | $1.49 billion | $3.40 billion |
| 2023 | 1,881,721 | $41.5 billion | $1.59 billion | $3.42 billion |
| 2024 | 1,921,006 | $50.8 billion | $1.83 billion | $4.03 billion |
Walmart Inc. 401(k) Contact Information
Questions about the Walmart Inc. 401(k)
Does Walmart Inc contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.83 billion, 40% of all contributions.
Does the Walmart Inc 401(k) have automatic enrollment?
No. The plan does not report automatic enrollment; employees enroll themselves.
How many people are in the Walmart Inc 401(k) plan?
1,921,006 participants at the start of plan year 2024, 1,670,732 of them active employees, and 278,941 former employees who still had money in the plan.
What is the average 401(k) balance at Walmart Inc?
About $43,737 per account: $50.8 billion in plan assets across 1,161,254 accounts with a balance at the end of plan year 2024.
Who manages the Walmart Inc 401(k) accounts?
Merrill Benefits OnLine (listed on the filing as MERRILL LYNCH PIERCE FENNER SMITH I) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Walmart Inc. How do I access my 401(k)?
Your account stays with Merrill Benefits OnLine after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.