Waypoint 401(k) Plan: Login, Facts & Contact Information
Waypoint 401(k) Login
170 former Waypoint employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Waypoint 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Apr 24, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $844,755 went into the plan in contributions, $220,674 of it from the employer (26%).
- $1.06 million was paid out to participants.
- Investment and other income added $1.13 million.
- Administrative expenses were $2,994, about $8 per account.
How the Waypoint 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 275 | $6.04 million | $0 | $746,415 |
| 2020 | 285 | $6.62 million | $79,405 | $557,102 |
| 2021 | 298 | $7.45 million | $87,807 | $643,148 |
| 2022 | 452 | $8.22 million | $545,155 | $250,823 |
| 2023 | 530 | $8.85 million | $138,675 | $1.36 million |
| 2024 | 509 | $9.77 million | $220,674 | $1.06 million |
Waypoint 401(k) Contact Information
Questions about the Waypoint 401(k)
Does Waypoint contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $220,674, 26% of all contributions.
Does the Waypoint 401(k) have automatic enrollment?
No. The plan does not report automatic enrollment; employees enroll themselves.
How many people are in the Waypoint 401(k) plan?
509 participants at the start of plan year 2024, 398 of them active employees, and 170 former employees who still had money in the plan.
What is the average 401(k) balance at Waypoint?
About $27,208 per account: $9.77 million in plan assets across 359 accounts with a balance at the end of plan year 2024.
Who manages the Waypoint 401(k) accounts?
Mutual of America (listed on the filing as MUTUAL OF AMERICA INVESTMENT CORP) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Waypoint. How do I access my 401(k)?
Your account stays with Mutual of America after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.