West Gate Bank 401(k) Plan: Login, Facts & Contact Information
West Gate Bank 401(k) Login
75 former West Gate Bank employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
West Gate Bank 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 13, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $2.19 million went into the plan in contributions, $624,593 of it from the employer (29%).
- $778,384 was paid out to participants.
- Investment and other income added $2.54 million.
- Administrative expenses were $28,321, about $124 per account.
How the West Gate Bank 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 237 | $13.3 million | $258,258 | $169,240 |
| 2020 | 289 | $15.7 million | $364,965 | $1.19 million |
| 2021 | 277 | $17.3 million | $357,590 | $2.23 million |
| 2022 | 270 | $15.4 million | $499,570 | $976,461 |
| 2023 | 296 | $17.9 million | $527,457 | $1.64 million |
| 2024 | 290 | $21.9 million | $624,593 | $778,384 |
West Gate Bank 401(k) Contact Information
Questions about the West Gate Bank 401(k)
Does West Gate Bank contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $624,593, 29% of all contributions.
Does the West Gate Bank 401(k) have automatic enrollment?
No. The plan does not report automatic enrollment; employees enroll themselves.
How many people are in the West Gate Bank 401(k) plan?
290 participants at the start of plan year 2024, 215 of them active employees, and 75 former employees who still had money in the plan.
What is the average 401(k) balance at West Gate Bank?
About $95,456 per account: $21.9 million in plan assets across 229 accounts with a balance at the end of plan year 2024.
Who manages the West Gate Bank 401(k) accounts?
Capital Group / American Funds (listed on the filing as CAPITAL GROUP RETIREMENT PLAN SVCS.) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at West Gate Bank. How do I access my 401(k)?
Your account stays with Capital Group / American Funds after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.