Western Home Services 401(k) Plan: Login, Facts & Contact Information

Western Home Services 401(k) Plan Facts

Plan name
WESTERN HOME EMPLOYEES RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
WESTERN HOME SERVICES
Participants
881 (840 active employees)
Former employees with a balance
56
Plan assets
$16,567,323 at Dec 31, 2024
Average account balance
$53,965 across 307 accounts
Employer contributions
$537,681 in plan year 2024 (34% of all contributions)
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1997
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 29, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.60 million went into the plan in contributions, $537,681 of it from the employer (34%).
  • $3.23 million was paid out to participants.
  • Investment and other income added $2.45 million.
  • Administrative expenses were $90,005, about $293 per account.

How the Western Home Services 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019981$12.4 million$388,971$698,063
2020895$13.2 million$405,055$2.32 million
2021981$17.4 million$469,236$1.99 million
2022864$14.4 million$453,616$1.20 million
2023842$15.8 million$462,778$2.67 million
2024881$16.6 million$537,681$3.23 million

Western Home Services 401(k) Contact Information

Phone
319-222-2047
Mailing address
5307 CARAWAY LANE, CEDAR FALLS IA 50613
Plan sponsor
WESTERN HOME SERVICES
Employer identification number (EIN)
27-2825987
Plan number
001

Questions about the Western Home Services 401(k)

Does Western Home Services contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $537,681, 34% of all contributions.

Does the Western Home Services 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Western Home Services 401(k) plan?

881 participants at the start of plan year 2024, 840 of them active employees, and 56 former employees who still had money in the plan.

What is the average 401(k) balance at Western Home Services?

About $53,965 per account: $16.6 million in plan assets across 307 accounts with a balance at the end of plan year 2024.

Who manages the Western Home Services 401(k) accounts?

Empower is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Western Home Services. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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