Western Montana Clinic, P.c. 401(k) Plan: Login, Facts & Contact Information

Western Montana Clinic, P.c. 401(k) Plan Facts

Plan name
TAMARACK MANAGEMENT INC. 401K PROFIT SHARING PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
WESTERN MONTANA CLINIC, P.C.
Participants
351 (200 active employees)
Former employees with a balance
122
Plan assets
$46,833,186 at Dec 31, 2024
Average account balance
$142,350 across 329 accounts
Employer contributions
$669,770 in plan year 2024 (29% of all contributions)
Recordkeeper
American Trust Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 1984
✓ Employer contributions— Automatic enrollment— Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 9, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.30 million went into the plan in contributions, $669,770 of it from the employer (29%).
  • $3.98 million was paid out to participants.
  • Investment and other income added $5.63 million.
  • Administrative expenses were $95,528, about $290 per account.

How the Western Montana Clinic, P.c. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019382$43.7 million$1.52 million$3.18 million
2020366$39.8 million$1.20 million$11.1 million
2021356$43.5 million$1.11 million$4.31 million
2022329$37.4 million$1.20 million$1.18 million
2023368$43.0 million$1.40 million$3.38 million
2024351$46.8 million$669,770$3.98 million

Western Montana Clinic, P.c. 401(k) Contact Information

Phone
406-721-5600
Mailing address
PO BOX 7609, MISSOULA MT 598077609
Plan sponsor
WESTERN MONTANA CLINIC, P.C.
Employer identification number (EIN)
81-0226415
Plan number
006

Questions about the Western Montana Clinic, P.c. 401(k)

Does Western Montana Clinic, P.c contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $669,770, 29% of all contributions.

Does the Western Montana Clinic, P.c 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Western Montana Clinic, P.c 401(k) plan?

351 participants at the start of plan year 2024, 200 of them active employees, and 122 former employees who still had money in the plan.

What is the average 401(k) balance at Western Montana Clinic, P.c?

About $142,350 per account: $46.8 million in plan assets across 329 accounts with a balance at the end of plan year 2024.

Who manages the Western Montana Clinic, P.c 401(k) accounts?

AMERICAN TRUST COMPANY is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Western Montana Clinic, P.c. How do I access my 401(k)?

Your account stays with AMERICAN TRUST COMPANY after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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