Westerra Credit Union 401(k) Plan: Login, Facts & Contact Information

Westerra Credit Union 401(k) Plan Facts

Plan name
WESTERRA CREDIT UNION CAPITAL ACCUMULATION PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
WESTERRA CREDIT UNION
Participants
432 (284 active employees)
Former employees with a balance
127
Plan assets
$41,725,980 at Dec 31, 2024
Average account balance
$111,567 across 374 accounts
Employer contributions
$950,445 in plan year 2024 (34% of all contributions)
Recordkeeper
Cmfg Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1997
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 9, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.77 million went into the plan in contributions, $950,445 of it from the employer (34%).
  • $3.35 million was paid out to participants.
  • Investment and other income added $4.93 million.
  • Administrative expenses were $118,327, about $316 per account.

How the Westerra Credit Union 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019391$29.2 million$1.57 million$4.51 million
2020388$32.5 million$1.81 million$3.93 million
2021431$37.4 million$2.02 million$3.86 million
2022438$31.7 million$2.07 million$3.65 million
2023439$37.5 million$786,661$2.32 million
2024432$41.7 million$950,445$3.35 million

Westerra Credit Union 401(k) Contact Information

Phone
303-321-4209
Mailing address
3700 EAST ALAMEDA AVENUE, DENVER CO 802090408
Plan sponsor
WESTERRA CREDIT UNION
Employer identification number (EIN)
84-0188017
Plan number
033

Questions about the Westerra Credit Union 401(k)

Does Westerra Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $950,445, 34% of all contributions.

Does the Westerra Credit Union 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Westerra Credit Union 401(k) plan?

432 participants at the start of plan year 2024, 284 of them active employees, and 127 former employees who still had money in the plan.

What is the average 401(k) balance at Westerra Credit Union?

About $111,567 per account: $41.7 million in plan assets across 374 accounts with a balance at the end of plan year 2024.

Who manages the Westerra Credit Union 401(k) accounts?

CMFG LIFE INSURANCE COMPANY is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Westerra Credit Union. How do I access my 401(k)?

Your account stays with CMFG LIFE INSURANCE COMPANY after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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