Wintrust Financial Corp. 401(k) Plan: Login, Facts & Contact Information
Wintrust Financial Corp. 401(k) Login
1,083 former Wintrust Financial Corp. employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Wintrust Financial Corp. 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 6, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $83.7 million went into the plan in contributions, $19.5 million of it from the employer (23%).
- $44.6 million was paid out to participants.
- Investment and other income added $97.6 million.
- Administrative expenses were $73,827, about $11 per account.
How the Wintrust Financial Corp. 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 4,366 | $402.3 million | $10.6 million | $20.8 million |
| 2020 | 4,897 | $540.9 million | $13.7 million | $24.9 million |
| 2021 | 6,349 | $651.1 million | $15.3 million | $35.2 million |
| 2022 | 6,535 | $574.8 million | $16.4 million | $45.4 million |
| 2023 | 6,561 | $661.4 million | $18.3 million | $76.9 million |
| 2024 | 6,512 | $797.6 million | $19.5 million | $44.6 million |
Wintrust Financial Corp. 401(k) Contact Information
Questions about the Wintrust Financial Corp. 401(k)
Does Wintrust Financial Corp contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $19.5 million, 23% of all contributions.
Does the Wintrust Financial Corp 401(k) have automatic enrollment?
Yes. The plan reports automatic enrollment of eligible employees.
How many people are in the Wintrust Financial Corp 401(k) plan?
6,512 participants at the start of plan year 2024, 5,806 of them active employees, and 1,083 former employees who still had money in the plan.
What is the average 401(k) balance at Wintrust Financial Corp?
About $116,912 per account: $797.6 million in plan assets across 6,822 accounts with a balance at the end of plan year 2024.
Who manages the Wintrust Financial Corp 401(k) accounts?
Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Wintrust Financial Corp. How do I access my 401(k)?
Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.