Woodard & Curran, Inc. 401(k) Plan: Login, Facts & Contact Information

Woodard & Curran, Inc. 401(k) Plan Facts

Plan name
WOODARD & CURRAN, INC. 401(K) PROFIT SHARING PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
WOODARD & CURRAN, INC.
Participants
1,669 (1,358 active employees)
Former employees with a balance
387
Plan assets
$258,994,069 at Dec 31, 2024
Average account balance
$153,433 across 1,688 accounts
Employer contributions
$3,855,949 in plan year 2024 (21% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 30, 1983
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $18.1 million went into the plan in contributions, $3.86 million of it from the employer (21%).
  • $18.8 million was paid out to participants.
  • Investment and other income added $34.4 million.
  • Administrative expenses were $161,748, about $96 per account.

How the Woodard & Curran, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,286$161.5 million$2.44 million$12.3 million
20201,385$186.6 million$2.77 million$12.8 million
20211,370$218.1 million$2.79 million$11.9 million
20221,448$186.1 million$3.29 million$8.75 million
20231,578$225.4 million$3.58 million$13.2 million
20241,669$259.0 million$3.86 million$18.8 million

Woodard & Curran, Inc. 401(k) Contact Information

Phone
207-558-3839
Mailing address
12 MOUNTFORT STREET, PORTLAND ME 04101
Plan sponsor
WOODARD & CURRAN, INC.
Employer identification number (EIN)
01-0363222
Plan number
001

Questions about the Woodard & Curran, Inc. 401(k)

Does Woodard & Curran, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $3.86 million, 21% of all contributions.

Does the Woodard & Curran, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Woodard & Curran, Inc 401(k) plan?

1,669 participants at the start of plan year 2024, 1,358 of them active employees, and 387 former employees who still had money in the plan.

What is the average 401(k) balance at Woodard & Curran, Inc?

About $153,433 per account: $259.0 million in plan assets across 1,688 accounts with a balance at the end of plan year 2024.

Who manages the Woodard & Curran, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Woodard & Curran, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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