Workandco International Inc. D/b/a Work & Co. 401(k) Plan: Login, Facts & Contact Information

Workandco International Inc. D/b/a Work & Co. 401(k) Plan Facts

Plan name
WORK & CO. 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
WORKANDCO INTERNATIONAL INC. D/B/A WORK & CO.
Participants
531 (246 active employees)
Former employees with a balance
246
Plan assets
$39,069,818 at Dec 31, 2024
Average account balance
$77,366 across 505 accounts
Employer contributions
$1,627,073 in plan year 2024 (32% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 2015
✓ Employer contributions— Automatic enrollment— Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 13, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $5.16 million went into the plan in contributions, $1.63 million of it from the employer (32%).
  • $5.79 million was paid out to participants.
  • Investment and other income added $5.61 million.
  • Administrative expenses were $11,834, about $23 per account.

How the Workandco International Inc. D/b/a Work & Co. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019245$9.57 million$949,727$186,581
2020312$14.9 million$1.19 million$607,046
2021376$24.8 million$1.40 million$1.16 million
2022481$24.7 million$1.64 million$1.35 million
2023560$34.1 million$1.59 million$3.02 million
2024531$39.1 million$1.63 million$5.79 million

Workandco International Inc. D/b/a Work & Co. 401(k) Contact Information

Phone
347-470-4803
Mailing address
231 FRONT STREET 5TH FLOOR, BROOKLYN NY 11201
Plan sponsor
WORKANDCO INTERNATIONAL INC. D/B/A WORK & CO.
Employer identification number (EIN)
46-2436774
Plan number
001

Questions about the Workandco International Inc. D/b/a Work & Co. 401(k)

Does Workandco International Inc. D/b/a Work & Co contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.63 million, 32% of all contributions.

Does the Workandco International Inc. D/b/a Work & Co 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Workandco International Inc. D/b/a Work & Co 401(k) plan?

531 participants at the start of plan year 2024, 246 of them active employees, and 246 former employees who still had money in the plan.

What is the average 401(k) balance at Workandco International Inc. D/b/a Work & Co?

About $77,366 per account: $39.1 million in plan assets across 505 accounts with a balance at the end of plan year 2024.

Who manages the Workandco International Inc. D/b/a Work & Co 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Workandco International Inc. D/b/a Work & Co. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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