Worth Higgins & Associates, Inc. 401(k) Plan: Login, Facts & Contact Information

Worth Higgins & Associates, Inc. 401(k) Plan Facts

Plan name
WHA PLAN FOR LIVING 401(K) AND TRUST
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
WORTH HIGGINS & ASSOCIATES, INC.
Participants
208 (153 active employees)
Former employees with a balance
34
Plan assets
$15,955,412 at Dec 31, 2024
Average account balance
$85,323 across 187 accounts
Employer contributions
$55,035 in plan year 2024 (3% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 1985
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.22 million went into the plan in contributions, $55,035 of it from the employer (3%).
  • $2.89 million was paid out to participants.
  • Investment and other income added $2.32 million.
  • Administrative expenses were $53,870, about $288 per account.

How the Worth Higgins & Associates, Inc. 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019212$11.3 million$0$789,602
2020238$14.0 million$42,347$736,195
2021212$16.0 million$46,347$1.10 million
2022223$11.8 million$50,784$2.09 million
2023224$14.4 million$83,471$918,336
2024208$16.0 million$55,035$2.89 million

Worth Higgins & Associates, Inc. 401(k) Contact Information

Phone
804-264-2304
Mailing address
8770 PARK CENTRAL DR, RICHMOND VA 232271146
Plan sponsor
WORTH HIGGINS & ASSOCIATES, INC.
Employer identification number (EIN)
54-0880197
Plan number
001

Questions about the Worth Higgins & Associates, Inc. 401(k)

Does Worth Higgins & Associates, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $55,035, 3% of all contributions.

Does the Worth Higgins & Associates, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Worth Higgins & Associates, Inc 401(k) plan?

208 participants at the start of plan year 2024, 153 of them active employees, and 34 former employees who still had money in the plan.

What is the average 401(k) balance at Worth Higgins & Associates, Inc?

About $85,323 per account: $16.0 million in plan assets across 187 accounts with a balance at the end of plan year 2024.

Who manages the Worth Higgins & Associates, Inc 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Worth Higgins & Associates, Inc. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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