Year Up, Inc. 401(k) Plan: Login, Facts & Contact Information

Year Up, Inc. 401(k) Plan Facts

Plan name
YEAR UP, INC. 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
YEAR UP, INC.
Participants
1,205 (715 active employees)
Former employees with a balance
445
Plan assets
$81,423,956 at Dec 31, 2024
Average account balance
$73,554 across 1,107 accounts
Employer contributions
$3,342,294 in plan year 2024 (34% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
May 1, 2001
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Aug 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $9.79 million went into the plan in contributions, $3.34 million of it from the employer (34%).
  • $7.16 million was paid out to participants.
  • Investment and other income added $10.5 million.
  • Administrative expenses were $151,956, about $137 per account.

How the Year Up, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019957$35.6 million$2.74 million$3.42 million
20201,148$45.8 million$2.78 million$4.91 million
20211,079$58.9 million$2.86 million$3.83 million
20221,123$53.4 million$3.17 million$4.93 million
20231,296$68.5 million$3.67 million$6.70 million
20241,205$81.4 million$3.34 million$7.16 million

Year Up, Inc. 401(k) Contact Information

Phone
617-542-1533
Mailing address
45 MILK STREET, BOSTON MA 02109
Plan sponsor
YEAR UP, INC.
Employer identification number (EIN)
04-3534407
Plan number
001

Questions about the Year Up, Inc. 401(k)

Does Year Up, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $3.34 million, 34% of all contributions.

Does the Year Up, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Year Up, Inc 401(k) plan?

1,205 participants at the start of plan year 2024, 715 of them active employees, and 445 former employees who still had money in the plan.

What is the average 401(k) balance at Year Up, Inc?

About $73,554 per account: $81.4 million in plan assets across 1,107 accounts with a balance at the end of plan year 2024.

Who manages the Year Up, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Year Up, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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