Your Retirement Savings Plan Company 401(k) Plan: Login, Facts & Contact Information

Your Retirement Savings Plan Company 401(k) Plan Facts

Plan name
YOUR RETIREMENT SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
YOUR RETIREMENT SAVINGS PLAN COMPANY
Participants
9,608 (10,141 active employees)
Former employees with a balance
636
Plan assets
$204,669,796 at Dec 31, 2024
Average account balance
$59,723 across 3,427 accounts
Employer contributions
$5,774,551 in plan year 2024 (20% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Sep 1, 1977
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 10, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $29.6 million went into the plan in contributions, $5.77 million of it from the employer (20%).
  • $21.8 million was paid out to participants.
  • Investment and other income added $25.9 million.
  • Administrative expenses were $618,204, about $180 per account.

How the Your Retirement Savings Plan Company 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20195,157$101.1 million$3.51 million$7.21 million
20206,939$116.8 million$2.03 million$11.4 million
20216,291$141.8 million$4.36 million$10.7 million
20226,880$130.1 million$5.16 million$11.4 million
20238,041$173.3 million$5.89 million$14.8 million
20249,608$204.7 million$5.77 million$21.8 million

Your Retirement Savings Plan Company 401(k) Contact Information

Phone
601-936-5642
Mailing address
800 HWY 98, COLUMBIA MS 39429
Plan sponsor
YOUR RETIREMENT SAVINGS PLAN COMPANY
Employer identification number (EIN)
46-5355556
Plan number
001

Questions about the Your Retirement Savings Plan Company 401(k)

Does Your Retirement Savings Plan Company contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $5.77 million, 20% of all contributions.

Does the Your Retirement Savings Plan Company 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Your Retirement Savings Plan Company 401(k) plan?

9,608 participants at the start of plan year 2024, 10,141 of them active employees, and 636 former employees who still had money in the plan.

What is the average 401(k) balance at Your Retirement Savings Plan Company?

About $59,723 per account: $204.7 million in plan assets across 3,427 accounts with a balance at the end of plan year 2024.

Who manages the Your Retirement Savings Plan Company 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Your Retirement Savings Plan Company. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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