Zero Cater, Inc. 401(k) Plan: Login, Facts & Contact Information

Zero Cater, Inc. 401(k) Plan Facts

Plan name
ZERO CATER 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
ZERO CATER, INC.
Participants
525 (445 active employees)
Former employees with a balance
149
Plan assets
$7,822,439 at Dec 31, 2024
Average account balance
$31,670 across 247 accounts
Employer contributions
$260,153 in plan year 2024 (26% of all contributions)
Recordkeeper
The Vanguard Group, Inc.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2014
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Mar 19, 2026. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.01 million went into the plan in contributions, $260,153 of it from the employer (26%).
  • $488,019 was paid out to participants.
  • Investment and other income added $1.08 million.
  • Administrative expenses were $3,320, about $13 per account.

How the Zero Cater, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019367$3.80 million$261,322$306,109
2020553$4.37 million$160,263$687,553
2021253$4.87 million$110,809$678,250
2022242$4.53 million$193,450$260,947
2023354$6.29 million$260,807$263,447
2024525$7.82 million$260,153$488,019

Zero Cater, Inc. 401(k) Contact Information

Phone
215-888-2102
Mailing address
44 MONTGOMERY ST FL 3, SAN FRANCISCO CA 94104
Plan sponsor
ZERO CATER, INC.
Employer identification number (EIN)
27-4319579
Plan number
001

Questions about the Zero Cater, Inc. 401(k)

Does Zero Cater, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $260,153, 26% of all contributions.

Does the Zero Cater, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Zero Cater, Inc 401(k) plan?

525 participants at the start of plan year 2024, 445 of them active employees, and 149 former employees who still had money in the plan.

What is the average 401(k) balance at Zero Cater, Inc?

About $31,670 per account: $7.82 million in plan assets across 247 accounts with a balance at the end of plan year 2024.

Who manages the Zero Cater, Inc 401(k) accounts?

Vanguard (listed on the filing as THE VANGUARD GROUP, INC.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Zero Cater, Inc. How do I access my 401(k)?

Your account stays with Vanguard after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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