Zingermans Community Of Businesses 401(k) Plan: Login, Facts & Contact Information

Zingermans Community Of Businesses 401(k) Plan Facts

Plan name
ZINGERMANS COMMUNITY OF BUSINESSES EMPLOYEES 401K PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
ZINGERMANS COMMUNITY OF BUSINESSES
Participants
617 (549 active employees)
Former employees with a balance
109
Plan assets
$18,517,872 at Dec 31, 2024
Average account balance
$29,916 across 619 accounts
Employer contributions
$178,807 in plan year 2024 (11% of all contributions)
Recordkeeper
Empower Annuity Insurance Company O
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1998
✓ Employer contributions— Automatic enrollment— Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.68 million went into the plan in contributions, $178,807 of it from the employer (11%).
  • $559,157 was paid out to participants.
  • Investment and other income added $2.32 million.
  • Administrative expenses were $101,006, about $163 per account.

How the Zingermans Community Of Businesses 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019614$12.1 million$130,616$506,594
2020644$13.7 million$81,782$1.28 million
2021537$14.9 million$116,263$1.71 million
2022545$12.2 million$121,439$1.36 million
2023623$15.2 million$141,033$535,414
2024617$18.5 million$178,807$559,157

Zingermans Community Of Businesses 401(k) Contact Information

Phone
734-668-4662
Mailing address
3756 PLAZA DRIVE, ANN ARBOR MI 481081654
Plan sponsor
ZINGERMANS COMMUNITY OF BUSINESSES
Employer identification number (EIN)
38-2409230
Plan number
001

Questions about the Zingermans Community Of Businesses 401(k)

Does Zingermans Community Of Businesses contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $178,807, 11% of all contributions.

Does the Zingermans Community Of Businesses 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Zingermans Community Of Businesses 401(k) plan?

617 participants at the start of plan year 2024, 549 of them active employees, and 109 former employees who still had money in the plan.

What is the average 401(k) balance at Zingermans Community Of Businesses?

About $29,916 per account: $18.5 million in plan assets across 619 accounts with a balance at the end of plan year 2024.

Who manages the Zingermans Community Of Businesses 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY O) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Zingermans Community Of Businesses. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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