Zions Bancorporation, National Association 401(k) Plan: Login, Facts & Contact Information

Zions Bancorporation, National Association 401(k) Plan Facts

Plan name
ZIONS BANCORPORATION, N.A. PAYSHELTER 401K AND EMPLOYEE STOCK OWNERSHIP PLAN
Plan type
401(k) with employer contributions and profit sharing with a company-stock (ESOP) component
Plan sponsor
ZIONS BANCORPORATION, NATIONAL ASSOCIATION
Participants
14,506 (10,518 active employees)
Former employees with a balance
4,241
Plan assets
$1,885,575,832 at Dec 31, 2024
Average account balance
$145,189 across 12,987 accounts
Employer contributions
$51,336,852 in plan year 2024 (38% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 31, 1990
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing✓ Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 3, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $137.1 million went into the plan in contributions, $51.3 million of it from the employer (38%).
  • $197.8 million was paid out to participants.
  • Investment and other income added $284.3 million.
  • Administrative expenses were $829,495, about $64 per account.

How the Zions Bancorporation, National Association 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
201914,558$1.36 billion$47.9 million$114.2 million
202014,536$1.46 billion$33.8 million$127.5 million
202113,975$1.77 billion$57.5 million$139.0 million
202214,232$1.48 billion$51.9 million$120.4 million
202314,556$1.66 billion$61.2 million$135.7 million
202414,506$1.89 billion$51.3 million$197.8 million

Zions Bancorporation, National Association 401(k) Contact Information

Phone
801-844-7600
Mailing address
ONE SOUTH MAIN STREET, SUITE 600, SALT LAKE CITY UT 84133
Plan sponsor
ZIONS BANCORPORATION, NATIONAL ASSOCIATION
Employer identification number (EIN)
87-0189025
Plan number
006

Questions about the Zions Bancorporation, National Association 401(k)

Does Zions Bancorporation, National Association contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $51.3 million, 38% of all contributions.

Does the Zions Bancorporation, National Association 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Zions Bancorporation, National Association 401(k) plan?

14,506 participants at the start of plan year 2024, 10,518 of them active employees, and 4,241 former employees who still had money in the plan.

What is the average 401(k) balance at Zions Bancorporation, National Association?

About $145,189 per account: $1.89 billion in plan assets across 12,987 accounts with a balance at the end of plan year 2024.

Who manages the Zions Bancorporation, National Association 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Zions Bancorporation, National Association. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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