Zoe Holding Company, Inc 401(k) Plan: Login, Facts & Contact Information

Zoe Holding Company, Inc 401(k) Plan Facts

Plan name
ZOE HOLDING COMPANY, INC 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
ZOE HOLDING COMPANY, INC.
Participants
2,424 (2,749 active employees)
Former employees with a balance
181
Plan assets
$4,621,818 at Dec 31, 2024
Average account balance
$15,667 across 295 accounts
Employer contributions
$23,423 in plan year 2024 (5% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2013
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 13, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $444,078 went into the plan in contributions, $23,423 of it from the employer (5%).
  • $957,413 was paid out to participants.
  • Investment and other income added $627,438.
  • Administrative expenses were $52,124, about $177 per account.

How the Zoe Holding Company, Inc 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20193,369$10.0 million$270,000$1.47 million
20203,490$5.01 million$226,768$958,843
20213,089$5.46 million$32,680$866,230
20224,406$4.71 million$39,459$406,790
20232,735$4.59 million$35,357$1.40 million
20242,424$4.62 million$23,423$957,413

Zoe Holding Company, Inc 401(k) Contact Information

Phone
602-385-4928
Mailing address
8601 NORTH SCOTTSDALE ROAD SUITE 305, SCOTTSDALE AZ 85253
Plan sponsor
ZOE HOLDING COMPANY, INC.
Employer identification number (EIN)
86-0929639
Plan number
001

Questions about the Zoe Holding Company, Inc 401(k)

Does Zoe Holding Company, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $23,423, 5% of all contributions.

Does the Zoe Holding Company, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Zoe Holding Company, Inc 401(k) plan?

2,424 participants at the start of plan year 2024, 2,749 of them active employees, and 181 former employees who still had money in the plan.

What is the average 401(k) balance at Zoe Holding Company, Inc?

About $15,667 per account: $4.62 million in plan assets across 295 accounts with a balance at the end of plan year 2024.

Who manages the Zoe Holding Company, Inc 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Zoe Holding Company, Inc. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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