Zs Associates, Inc. 401(k) Plan: Login, Facts & Contact Information

Zs Associates, Inc. 401(k) Plan Facts

Plan name
ZS ASSOCIATES, INC. 401(K) PROFIT SHARING PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
ZS ASSOCIATES, INC.
Participants
4,425 (2,902 active employees)
Former employees with a balance
1,545
Plan assets
$658,539,326 at Dec 31, 2024
Average account balance
$154,080 across 4,274 accounts
Employer contributions
$12,014,397 in plan year 2024 (18% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Dec 28, 1984
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 9, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $65.6 million went into the plan in contributions, $12.0 million of it from the employer (18%).
  • $35.0 million was paid out to participants.
  • Investment and other income added $99.5 million.

How the Zs Associates, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20192,593$279.2 million$5.91 million$11.3 million
20202,827$366.4 million$6.74 million$16.5 million
20213,048$463.5 million$8.46 million$20.2 million
20223,827$404.5 million$10.9 million$21.4 million
20234,447$528.2 million$13.1 million$37.0 million
20244,425$658.5 million$12.0 million$35.0 million

Zs Associates, Inc. 401(k) Contact Information

Phone
847-492-3600
Mailing address
1560 SHERMAN AVENUE SUITE 700, EVANSTON IL 60201
Plan sponsor
ZS ASSOCIATES, INC.
Employer identification number (EIN)
36-3249852
Plan number
001

Questions about the Zs Associates, Inc. 401(k)

Does Zs Associates, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $12.0 million, 18% of all contributions.

Does the Zs Associates, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Zs Associates, Inc 401(k) plan?

4,425 participants at the start of plan year 2024, 2,902 of them active employees, and 1,545 former employees who still had money in the plan.

What is the average 401(k) balance at Zs Associates, Inc?

About $154,080 per account: $658.5 million in plan assets across 4,274 accounts with a balance at the end of plan year 2024.

Who manages the Zs Associates, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Zs Associates, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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