Zurich American Insurance Company 401(k) Plan: Login, Facts & Contact Information

Zurich American Insurance Company 401(k) Plan Facts

Plan name
ZURICH SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
ZURICH AMERICAN INSURANCE COMPANY
Participants
14,423 (9,738 active employees)
Former employees with a balance
4,385
Plan assets
$3,686,044,787 at Dec 31, 2024
Average account balance
$256,742 across 14,357 accounts
Employer contributions
$112,199,105 in plan year 2024 (46% of all contributions)
Recordkeeper
The Vanguard Group, Inc.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1972
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 13, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $243.5 million went into the plan in contributions, $112.2 million of it from the employer (46%).
  • $317.1 million was paid out to participants.
  • Investment and other income added $386.8 million.
  • Administrative expenses were $755,579, about $53 per account.

How the Zurich American Insurance Company 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
201913,812$2.66 billion$91.0 million$172.4 million
202013,816$3.03 billion$93.8 million$164.1 million
202113,697$3.39 billion$94.8 million$213.7 million
202213,721$2.90 billion$101.5 million$201.2 million
202314,511$3.37 billion$108.3 million$236.4 million
202414,423$3.69 billion$112.2 million$317.1 million

Zurich American Insurance Company 401(k) Contact Information

Phone
847-605-6000
Mailing address
1299 ZURICH WAY ATTN HUMAN RESOURCES/BENEFITS, SCHAUMBURG IL 60196
Plan sponsor
ZURICH AMERICAN INSURANCE COMPANY
Employer identification number (EIN)
36-4233459
Plan number
003

Questions about the Zurich American Insurance Company 401(k)

Does Zurich American Insurance Company contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $112.2 million, 46% of all contributions.

Does the Zurich American Insurance Company 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Zurich American Insurance Company 401(k) plan?

14,423 participants at the start of plan year 2024, 9,738 of them active employees, and 4,385 former employees who still had money in the plan.

What is the average 401(k) balance at Zurich American Insurance Company?

About $256,742 per account: $3.69 billion in plan assets across 14,357 accounts with a balance at the end of plan year 2024.

Who manages the Zurich American Insurance Company 401(k) accounts?

Vanguard (listed on the filing as THE VANGUARD GROUP, INC.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Zurich American Insurance Company. How do I access my 401(k)?

Your account stays with Vanguard after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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