Ally Financial Inc. 401(k) Plan: Login, Facts & Contact Information

Ally Financial Inc. 401(k) Plan Facts

Plan name
ALLY FINANCIAL INC. RETIREMENT SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
ALLY FINANCIAL INC.
Participants
15,893 (10,634 active employees)
Former employees with a balance
4,378
Plan assets
$2,875,791,720 at Dec 31, 2024
Average account balance
$191,006 across 15,056 accounts
Employer contributions
$111,846,109 in plan year 2024 (50% of all contributions)
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2008
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 25, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $223.8 million went into the plan in contributions, $111.8 million of it from the employer (50%).
  • $284.2 million was paid out to participants.
  • Investment and other income added $351.6 million.
  • Administrative expenses were $879,583, about $58 per account.

How the Ally Financial Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
201914,742$1.79 billion$67.3 million$118.2 million
202012,946$2.11 billion$78.3 million$139.0 million
202113,592$2.47 billion$82.1 million$133.2 million
202214,523$2.15 billion$100.5 million$137.7 million
202315,924$2.59 billion$112.4 million$175.1 million
202415,893$2.88 billion$111.8 million$284.2 million

Ally Financial Inc. 401(k) Contact Information

Phone
267-387-7010
Mailing address
500 WOODWARD AVENUE, DETROIT MI 48226
Plan sponsor
ALLY FINANCIAL INC.
Employer identification number (EIN)
38-0572512
Plan number
001

Questions about the Ally Financial Inc. 401(k)

Does Ally Financial Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $111.8 million, 50% of all contributions.

Does the Ally Financial Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Ally Financial Inc 401(k) plan?

15,893 participants at the start of plan year 2024, 10,634 of them active employees, and 4,378 former employees who still had money in the plan.

What is the average 401(k) balance at Ally Financial Inc?

About $191,006 per account: $2.88 billion in plan assets across 15,056 accounts with a balance at the end of plan year 2024.

Who manages the Ally Financial Inc 401(k) accounts?

Alight is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Ally Financial Inc. How do I access my 401(k)?

Your account stays with Alight after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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