Amb & Rg Enterprises, Llc 401(k) Plan: Login, Facts & Contact Information

Amb & Rg Enterprises, Llc 401(k) Plan Facts

Plan name
BERTERA DEALERSHIPS 401(K) PLAN & TRUST
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
AMB & RG ENTERPRISES, LLC
Participants
295 (209 active employees)
Former employees with a balance
32
Plan assets
$12,706,245 at Dec 31, 2024
Average account balance
$96,259 across 132 accounts
Employer contributions
$77,236 in plan year 2024 (13% of all contributions)
Recordkeeper
John Hancock Usa
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 1993
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 19, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $593,449 went into the plan in contributions, $77,236 of it from the employer (13%).
  • $2.09 million was paid out to participants.
  • Investment and other income added $1.47 million.
  • Administrative expenses were $14,592, about $111 per account.

How the Amb & Rg Enterprises, Llc 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019281$9.16 million$85,029$266,920
2020272$11.1 million$84,454$445,838
2021290$12.8 million$100,069$336,912
2022322$10.9 million$98,354$239,905
2023277$12.8 million$87,595$503,699
2024295$12.7 million$77,236$2.09 million

Amb & Rg Enterprises, Llc 401(k) Contact Information

Phone
413-314-3018
Mailing address
526 RIVERDALE STREET, WEST SPRINGFIELD MA 01089
Plan sponsor
AMB & RG ENTERPRISES, LLC
Employer identification number (EIN)
52-2239317
Plan number
002

Questions about the Amb & Rg Enterprises, Llc 401(k)

Does Amb & Rg Enterprises, Llc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $77,236, 13% of all contributions.

Does the Amb & Rg Enterprises, Llc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Amb & Rg Enterprises, Llc 401(k) plan?

295 participants at the start of plan year 2024, 209 of them active employees, and 32 former employees who still had money in the plan.

What is the average 401(k) balance at Amb & Rg Enterprises, Llc?

About $96,259 per account: $12.7 million in plan assets across 132 accounts with a balance at the end of plan year 2024.

Who manages the Amb & Rg Enterprises, Llc 401(k) accounts?

John Hancock (listed on the filing as JOHN HANCOCK USA) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Amb & Rg Enterprises, Llc. How do I access my 401(k)?

Your account stays with John Hancock after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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