Ryder System, Inc. 401(k) Plan: Login, Facts & Contact Information

Ryder System, Inc. 401(k) Plan Facts

Plan name
RYDER SYSTEM, INC. 401(K) SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing with a company-stock (ESOP) component
Plan sponsor
RYDER SYSTEM, INC.
Participants
48,698 (44,069 active employees)
Former employees with a balance
6,564
Plan assets
$2,322,334,438 at Dec 31, 2024
Average account balance
$82,858 across 28,028 accounts
Employer contributions
$42,922,889 in plan year 2024 (26% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1993
✓ Employer contributions— Automatic enrollment— Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing✓ Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 31, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $165.4 million went into the plan in contributions, $42.9 million of it from the employer (26%).
  • $249.2 million was paid out to participants.
  • Investment and other income added $377.7 million.
  • Administrative expenses were $1.72 million, about $61 per account.

How the Ryder System, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
201939,615$1.47 billion$33.3 million$122.1 million
202039,869$1.74 billion$32.4 million$162.2 million
202140,065$1.98 billion$37.6 million$173.2 million
202243,935$1.60 billion$40.4 million$156.4 million
202349,723$1.94 billion$43.3 million$186.1 million
202448,698$2.32 billion$42.9 million$249.2 million

Ryder System, Inc. 401(k) Contact Information

Phone
305-500-3726
Mailing address
6000 WINDWARD PARKWAY, ALPHARETTA GA 30005
Plan sponsor
RYDER SYSTEM, INC.
Plan administrator
RETIREMENT COMMITTEE OF RYDER SYSTEM, INC.
Employer identification number (EIN)
59-0739250
Plan number
005

Questions about the Ryder System, Inc. 401(k)

Does Ryder System, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $42.9 million, 26% of all contributions.

Does the Ryder System, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Ryder System, Inc 401(k) plan?

48,698 participants at the start of plan year 2024, 44,069 of them active employees, and 6,564 former employees who still had money in the plan.

What is the average 401(k) balance at Ryder System, Inc?

About $82,858 per account: $2.32 billion in plan assets across 28,028 accounts with a balance at the end of plan year 2024.

Who manages the Ryder System, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Ryder System, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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