Auto Club Insurance Association 401(k) Plan: Login, Facts & Contact Information

Auto Club Insurance Association 401(k) Plan Facts

Plan name
THE AUTO CLUB GROUP 401K PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
AUTO CLUB INSURANCE ASSOCIATION
Participants
12,625 (9,787 active employees)
Former employees with a balance
2,803
Plan assets
$1,179,970,325 at Dec 31, 2024
Average account balance
$94,937 across 12,429 accounts
Employer contributions
$40,838,933 in plan year 2024 (41% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Apr 1, 1986
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 8, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $99.0 million went into the plan in contributions, $40.8 million of it from the employer (41%).
  • $178.6 million was paid out to participants.
  • Investment and other income added $140.9 million.
  • Administrative expenses were $905,050, about $73 per account.

How the Auto Club Insurance Association 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20199,427$881.5 million$22.9 million$68.5 million
20209,813$1.07 billion$32.1 million$90.4 million
20219,886$1.14 billion$35.0 million$156.9 million
202212,173$975.4 million$39.1 million$84.9 million
202313,083$1.12 billion$41.3 million$108.3 million
202412,625$1.18 billion$40.8 million$178.6 million

Auto Club Insurance Association 401(k) Contact Information

Phone
866-372-4111
Mailing address
1 AUTO CLUB DRIVE, DEARBORN MI 48126
Plan sponsor
AUTO CLUB INSURANCE ASSOCIATION
Plan administrator
RETIREMENT PLAN COMMITTEE
Employer identification number (EIN)
38-0477270
Plan number
335

Questions about the Auto Club Insurance Association 401(k)

Does Auto Club Insurance Association contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $40.8 million, 41% of all contributions.

Does the Auto Club Insurance Association 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Auto Club Insurance Association 401(k) plan?

12,625 participants at the start of plan year 2024, 9,787 of them active employees, and 2,803 former employees who still had money in the plan.

What is the average 401(k) balance at Auto Club Insurance Association?

About $94,937 per account: $1.18 billion in plan assets across 12,429 accounts with a balance at the end of plan year 2024.

Who manages the Auto Club Insurance Association 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Auto Club Insurance Association. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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