Big Creek Construction, Ltd. 401(k) Plan: Login, Facts & Contact Information

Big Creek Construction, Ltd. 401(k) Plan Facts

Plan name
BIG CEDAR CREEK 401K PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
BIG CREEK CONSTRUCTION, LTD.
Participants
915 (466 active employees)
Former employees with a balance
286
Plan assets
$13,524,644 at Dec 31, 2024
Average account balance
$19,687 across 687 accounts
Employer contributions
$233,986 in plan year 2024 (13% of all contributions)
Recordkeeper
John Hancock Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2000
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 4, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.78 million went into the plan in contributions, $233,986 of it from the employer (13%).
  • $1.72 million was paid out to participants.
  • Investment and other income added $1.46 million.
  • Administrative expenses were $85,255, about $124 per account.

How the Big Creek Construction, Ltd. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019725$8.03 million$232,229$511,124
2020784$9.92 million$234,335$1.08 million
2021843$11.8 million$222,920$993,632
2022847$9.86 million$217,991$1.53 million
2023876$12.1 million$246,740$1.04 million
2024915$13.5 million$233,986$1.72 million

Big Creek Construction, Ltd. 401(k) Contact Information

Phone
254-857-3200
Mailing address
P.O. BOX 249, HEWITT TX 76643
Plan sponsor
BIG CREEK CONSTRUCTION, LTD.
Employer identification number (EIN)
76-0531934
Plan number
001

Questions about the Big Creek Construction, Ltd. 401(k)

Does Big Creek Construction, Ltd contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $233,986, 13% of all contributions.

Does the Big Creek Construction, Ltd 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Big Creek Construction, Ltd 401(k) plan?

915 participants at the start of plan year 2024, 466 of them active employees, and 286 former employees who still had money in the plan.

What is the average 401(k) balance at Big Creek Construction, Ltd?

About $19,687 per account: $13.5 million in plan assets across 687 accounts with a balance at the end of plan year 2024.

Who manages the Big Creek Construction, Ltd 401(k) accounts?

John Hancock (listed on the filing as JOHN HANCOCK LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Big Creek Construction, Ltd. How do I access my 401(k)?

Your account stays with John Hancock after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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