Buy-lo Quality Food Stores, Inc. 401(k) Plan: Login, Facts & Contact Information

Buy-lo Quality Food Stores, Inc. 401(k) Plan Facts

Plan name
BUY-LO QUALITY FOOD STORES INC 401K PROFIT SHARING
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
BUY-LO QUALITY FOOD STORES, INC.
Participants
534 (290 active employees)
Former employees with a balance
184
Plan assets
$13,397,851 at Dec 31, 2024
Average account balance
$29,906 across 448 accounts
Employer contributions
$359,896 in plan year 2024 (37% of all contributions)
Recordkeeper
Lincoln National Corporation
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1994
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $986,496 went into the plan in contributions, $359,896 of it from the employer (37%).
  • $1.35 million was paid out to participants.
  • Investment and other income added $1.99 million.
  • Administrative expenses were $81,197, about $181 per account.

How the Buy-lo Quality Food Stores, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019485$7.65 million$274,823$313,833
2020503$9.59 million$305,459$170,358
2021570$11.3 million$317,744$360,828
2022556$9.90 million$331,660$461,173
2023544$11.9 million$344,921$760,825
2024534$13.4 million$359,896$1.35 million

Buy-lo Quality Food Stores, Inc. 401(k) Contact Information

Phone
205-881-2222
Mailing address
3605 8TH AVENUE SOUTH SUITE 100, BIRMINGHAM AL 352223252
Plan sponsor
BUY-LO QUALITY FOOD STORES, INC.
Employer identification number (EIN)
63-0855843
Plan number
001

Questions about the Buy-lo Quality Food Stores, Inc. 401(k)

Does Buy-lo Quality Food Stores, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $359,896, 37% of all contributions.

Does the Buy-lo Quality Food Stores, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Buy-lo Quality Food Stores, Inc 401(k) plan?

534 participants at the start of plan year 2024, 290 of them active employees, and 184 former employees who still had money in the plan.

What is the average 401(k) balance at Buy-lo Quality Food Stores, Inc?

About $29,906 per account: $13.4 million in plan assets across 448 accounts with a balance at the end of plan year 2024.

Who manages the Buy-lo Quality Food Stores, Inc 401(k) accounts?

Lincoln Financial (listed on the filing as LINCOLN NATIONAL CORPORATION) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Buy-lo Quality Food Stores, Inc. How do I access my 401(k)?

Your account stays with Lincoln Financial after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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