Cardinal Senior Management, Llc 401(k) Plan: Login, Facts & Contact Information

Cardinal Senior Management, Llc 401(k) Plan Facts

Plan name
CARDINAL SENIOR MANAGEMENT 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CARDINAL SENIOR MANAGEMENT LLC
Participants
649 (959 active employees)
Former employees with a balance
18
Plan assets
$964,151 at Dec 31, 2024
Average account balance
$6,936 across 139 accounts
Employer contributions
$55,541 in plan year 2024 (18% of all contributions)
Recordkeeper
Empower Annuity Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Mar 20, 2018
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 22, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $315,958 went into the plan in contributions, $55,541 of it from the employer (18%).
  • $201,227 was paid out to participants.
  • Investment and other income added $124,180.
  • Administrative expenses were $13,706, about $99 per account.

How the Cardinal Senior Management, Llc 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019157$351,350$0$10,607
2020441$409,076—$159,737
2021478$565,441—$71,279
2022635$591,013—$99,159
2023572$739,926—$110,356
2024649$964,151$55,541$201,227

Cardinal Senior Management, Llc 401(k) Contact Information

Phone
616-291-7391
Mailing address
940 MONROE AVE NW, SUITE 144, GRAND RAPIDS MI 49503
Plan sponsor
CARDINAL SENIOR MANAGEMENT LLC
Employer identification number (EIN)
47-3686652
Plan number
001

Questions about the Cardinal Senior Management, Llc 401(k)

Does Cardinal Senior Management, Llc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $55,541, 18% of all contributions.

Does the Cardinal Senior Management, Llc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Cardinal Senior Management, Llc 401(k) plan?

649 participants at the start of plan year 2024, 959 of them active employees, and 18 former employees who still had money in the plan.

What is the average 401(k) balance at Cardinal Senior Management, Llc?

About $6,936 per account: $964,151 in plan assets across 139 accounts with a balance at the end of plan year 2024.

Who manages the Cardinal Senior Management, Llc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Cardinal Senior Management, Llc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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