Centennial Bank, Inc. 401(k) Plan: Login, Facts & Contact Information
Centennial Bank, Inc. 401(k) Login
7 former Centennial Bank, Inc. employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Centennial Bank, Inc. 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 8, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $1.09 million went into the plan in contributions, $270,437 of it from the employer (25%).
- $873,208 was paid out to participants.
- Investment and other income added $1.13 million.
- Administrative expenses were $53,318, about $384 per account.
How the Centennial Bank, Inc. 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 132 | $6.61 million | $143,492 | $246,031 |
| 2020 | 146 | $8.07 million | $158,281 | $211,106 |
| 2021 | 152 | $9.82 million | $169,680 | $31,577 |
| 2022 | 155 | $8.52 million | $181,733 | $262,539 |
| 2023 | 161 | $10.4 million | $253,368 | $215,887 |
| 2024 | 161 | $11.7 million | $270,437 | $873,208 |
Centennial Bank, Inc. 401(k) Contact Information
Questions about the Centennial Bank, Inc. 401(k)
Does Centennial Bank, Inc contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $270,437, 25% of all contributions.
Does the Centennial Bank, Inc 401(k) have automatic enrollment?
Yes. The plan reports automatic enrollment of eligible employees.
How many people are in the Centennial Bank, Inc 401(k) plan?
161 participants at the start of plan year 2024, 155 of them active employees, and 7 former employees who still had money in the plan.
What is the average 401(k) balance at Centennial Bank, Inc?
About $84,403 per account: $11.7 million in plan assets across 139 accounts with a balance at the end of plan year 2024.
Who manages the Centennial Bank, Inc 401(k) accounts?
Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Centennial Bank, Inc. How do I access my 401(k)?
Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.