Central Trucking Inc. 401(k) Plan: Login, Facts & Contact Information

Central Trucking Inc. 401(k) Plan Facts

Plan name
CTI 401K PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CENTRAL TRUCKING INC.
Participants
757 (621 active employees)
Former employees with a balance
74
Plan assets
$5,175,736 at Dec 31, 2024
Average account balance
$25,879 across 200 accounts
Employer contributions
$19,767 in plan year 2024 (5% of all contributions)
Recordkeeper
American United Life Insurance Co
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1994
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 18, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $432,275 went into the plan in contributions, $19,767 of it from the employer (5%).
  • $1.41 million was paid out to participants.
  • Investment and other income added $784,511.
  • Administrative expenses were $1,488, about $7 per account.

How the Central Trucking Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019788$3.84 million$33,033$310,833
2020785$4.82 million$37,711$169,128
2021813$5.48 million$39,859$662,704
2022788$4.58 million$39,248$537,939
2023791$5.37 million$29,096$505,834
2024757$5.18 million$19,767$1.41 million

Central Trucking Inc. 401(k) Contact Information

Phone
812-526-9737
Mailing address
11930 NORTH HARTMAN DRIVE, EDINBURGH IN 46124
Plan sponsor
CENTRAL TRUCKING INC.
Employer identification number (EIN)
35-1457867
Plan number
002

Questions about the Central Trucking Inc. 401(k)

Does Central Trucking Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $19,767, 5% of all contributions.

Does the Central Trucking Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Central Trucking Inc 401(k) plan?

757 participants at the start of plan year 2024, 621 of them active employees, and 74 former employees who still had money in the plan.

What is the average 401(k) balance at Central Trucking Inc?

About $25,879 per account: $5.18 million in plan assets across 200 accounts with a balance at the end of plan year 2024.

Who manages the Central Trucking Inc 401(k) accounts?

OneAmerica Financial (listed on the filing as AMERICAN UNITED LIFE INSURANCE CO) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Central Trucking Inc. How do I access my 401(k)?

Your account stays with OneAmerica Financial after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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