Trader Joe's Company 401(k) Plan: Login, Facts & Contact Information

Trader Joe's Company 401(k) Plan Facts

Plan name
TRADER JOE'S COMPANY RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
TRADER JOE'S COMPANY
Participants
75,766 (64,951 active employees)
Former employees with a balance
7,593
Plan assets
$3,202,630,979 at Dec 31, 2024
Average account balance
$70,641 across 45,337 accounts
Employer contributions
$29,672,410 in plan year 2024 (21% of all contributions)
Recordkeeper
Capital Group Retirement Plan Svcs.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
May 1, 1965
✓ Employer contributions— Automatic enrollment— Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 9, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $144.0 million went into the plan in contributions, $29.7 million of it from the employer (21%).
  • $158.0 million was paid out to participants.
  • Investment and other income added $445.2 million.
  • Administrative expenses were $620,109, about $14 per account.

How the Trader Joe's Company 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
201946,793$2.04 billion$116.4 million$78.4 million
202051,854$2.40 billion$127.1 million$85.3 million
202155,896$2.78 billion$32.3 million$135.9 million
202258,530$2.40 billion$96.4 million$140.7 million
202366,168$2.77 billion$23.1 million$129.0 million
202475,766$3.20 billion$29.7 million$158.0 million

Trader Joe's Company 401(k) Contact Information

Phone
626-599-3700
Mailing address
800 SOUTH SHAMROCK AVE., MONROVIA CA 91016
Plan sponsor
TRADER JOE'S COMPANY
Employer identification number (EIN)
95-1987958
Plan number
002

Questions about the Trader Joe's Company 401(k)

Does Trader Joe's Company contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $29.7 million, 21% of all contributions.

Does the Trader Joe's Company 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Trader Joe's Company 401(k) plan?

75,766 participants at the start of plan year 2024, 64,951 of them active employees, and 7,593 former employees who still had money in the plan.

What is the average 401(k) balance at Trader Joe's Company?

About $70,641 per account: $3.20 billion in plan assets across 45,337 accounts with a balance at the end of plan year 2024.

Who manages the Trader Joe's Company 401(k) accounts?

Capital Group / American Funds (listed on the filing as CAPITAL GROUP RETIREMENT PLAN SVCS.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Trader Joe's Company. How do I access my 401(k)?

Your account stays with Capital Group / American Funds after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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