Chatham Financial 401(k) Plan: Login, Facts & Contact Information

Chatham Financial 401(k) Plan Facts

Plan name
CHATHAM FINANCIAL CORPORATION 401(K) PLAN
Plan type
401(k) and profit sharing
Plan sponsor
CHATHAM FINANCIAL
Participants
902 (632 active employees)
Former employees with a balance
308
Plan assets
$234,274,245 at Dec 31, 2024
Average account balance
$250,561 across 935 accounts
Employer contributions
$9,136,656 in plan year 2024 (45% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1994
— Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $20.3 million went into the plan in contributions, $9.14 million of it from the employer (45%).
  • $8.75 million was paid out to participants.
  • Investment and other income added $35.4 million.
  • Administrative expenses were $57,615, about $62 per account.

How the Chatham Financial 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019485$114.3 million$6.97 million$3.09 million
2020644$145.9 million$7.19 million$4.31 million
2021665$170.1 million$0$7.40 million
2022689$145.2 million$6.02 million$5.69 million
2023789$187.4 million$7.47 million$9.20 million
2024902$234.3 million$9.14 million$8.75 million

Chatham Financial 401(k) Contact Information

Phone
484-731-3075
Mailing address
235 WHITEHORSE LANE, KENNETT SQUARE PA 19348
Plan sponsor
CHATHAM FINANCIAL
Employer identification number (EIN)
23-2659499
Plan number
001

Questions about the Chatham Financial 401(k)

Does Chatham Financial contribute to the 401(k)?

The plan does not report an employer matching arrangement on its Form 5500. It did report $9.14 million in employer contributions for plan year 2024.

Does the Chatham Financial 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Chatham Financial 401(k) plan?

902 participants at the start of plan year 2024, 632 of them active employees, and 308 former employees who still had money in the plan.

What is the average 401(k) balance at Chatham Financial?

About $250,561 per account: $234.3 million in plan assets across 935 accounts with a balance at the end of plan year 2024.

Who manages the Chatham Financial 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Chatham Financial. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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