Citi Trends, Inc. 401(k) Plan: Login, Facts & Contact Information
Citi Trends, Inc. 401(k) Login
141 former Citi Trends, Inc. employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Citi Trends, Inc. 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $2.95 million went into the plan in contributions, $497,363 of it from the employer (17%).
- $2.50 million was paid out to participants.
- Investment and other income added $2.07 million.
- Administrative expenses were $36,591, about $54 per account.
How the Citi Trends, Inc. 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 2,987 | $12.4 million | $450,161 | $1.59 million |
| 2020 | 2,943 | $14.0 million | $374,068 | $2.18 million |
| 2021 | 2,869 | $17.4 million | $532,884 | $1.28 million |
| 2022 | 2,503 | $15.9 million | $536,504 | $1.88 million |
| 2023 | 2,842 | $16.8 million | $495,697 | $4.58 million |
| 2024 | 2,870 | $18.9 million | $497,363 | $2.50 million |
Citi Trends, Inc. 401(k) Contact Information
Questions about the Citi Trends, Inc. 401(k)
Does Citi Trends, Inc contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $497,363, 17% of all contributions.
Does the Citi Trends, Inc 401(k) have automatic enrollment?
No. The plan does not report automatic enrollment; employees enroll themselves.
How many people are in the Citi Trends, Inc 401(k) plan?
2,870 participants at the start of plan year 2024, 5,924 of them active employees, and 141 former employees who still had money in the plan.
What is the average 401(k) balance at Citi Trends, Inc?
About $27,724 per account: $18.9 million in plan assets across 683 accounts with a balance at the end of plan year 2024.
Who manages the Citi Trends, Inc 401(k) accounts?
Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Citi Trends, Inc. How do I access my 401(k)?
Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.