Citigroup Inc. 401(k) Plan: Login, Facts & Contact Information

Citigroup Inc. 401(k) Plan Facts

Plan name
CITI RETIREMENT SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing with a company-stock (ESOP) component
Plan sponsor
CITIGROUP INC.
Participants
126,011 (74,487 active employees)
Former employees with a balance
44,863
Plan assets
$23,241,033,081 at Dec 31, 2024
Average account balance
$198,297 across 117,203 accounts
Employer contributions
$584,072,828 in plan year 2024 (38% of all contributions)
Recordkeeper
Alight Solutions Llc
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1987
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing✓ Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 10, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.56 billion went into the plan in contributions, $584.1 million of it from the employer (38%).
  • $1.95 billion was paid out to participants.
  • Investment and other income added $3.01 billion.
  • Administrative expenses were $20.4 million, about $174 per account.

How the Citigroup Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019119,521$16.1 billion$402.7 million$1.15 billion
2020115,017$17.9 billion$412.6 million$1.11 billion
2021115,029$20.4 billion$434.6 million$1.21 billion
2022119,480$17.4 billion$468.6 million$1.12 billion
2023126,179$20.7 billion$541.4 million$1.27 billion
2024126,011$23.2 billion$584.1 million$1.95 billion

Citigroup Inc. 401(k) Contact Information

Phone
718-248-1017
Mailing address
750 WASHINGTON BLVD 7TH FLOOR, STAMFORD CT 06901
Plan sponsor
CITIGROUP INC.
Plan administrator
PLANS ADMIN COMM OF CITIGROUP INC.
Employer identification number (EIN)
52-1568099
Plan number
004

Questions about the Citigroup Inc. 401(k)

Does Citigroup Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $584.1 million, 38% of all contributions.

Does the Citigroup Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Citigroup Inc 401(k) plan?

126,011 participants at the start of plan year 2024, 74,487 of them active employees, and 44,863 former employees who still had money in the plan.

What is the average 401(k) balance at Citigroup Inc?

About $198,297 per account: $23.2 billion in plan assets across 117,203 accounts with a balance at the end of plan year 2024.

Who manages the Citigroup Inc 401(k) accounts?

Alight (listed on the filing as ALIGHT SOLUTIONS LLC) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Citigroup Inc. How do I access my 401(k)?

Your account stays with Alight after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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