Cochlear Americas 401(k) Plan: Login, Facts & Contact Information

Cochlear Americas 401(k) Plan Facts

Plan name
EMPLOYEE SAVINGS AND INVESTMENT PLAN OF COCHLEAR AMERICAS
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
COCHLEAR AMERICAS
Participants
936 (795 active employees)
Former employees with a balance
208
Plan assets
$124,001,096 at Dec 31, 2024
Average account balance
$127,836 across 970 accounts
Employer contributions
$3,858,077 in plan year 2024 (31% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Dec 6, 1984
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $12.4 million went into the plan in contributions, $3.86 million of it from the employer (31%).
  • $5.20 million was paid out to participants.
  • Investment and other income added $14.8 million.
  • Administrative expenses were $48,754, about $50 per account.

How the Cochlear Americas 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019710$65.8 million$2.52 million$5.23 million
2020759$80.3 million$2.63 million$3.88 million
2021741$93.6 million$2.76 million$8.35 million
2022814$80.7 million$2.95 million$6.14 million
2023902$102.0 million$3.72 million$6.33 million
2024936$124.0 million$3.86 million$5.20 million

Cochlear Americas 401(k) Contact Information

Phone
303-790-9010
Mailing address
10350 PARK MEADOWS DR, LONE TREE CO 80124
Plan sponsor
COCHLEAR AMERICAS
Employer identification number (EIN)
84-0945658
Plan number
001

Questions about the Cochlear Americas 401(k)

Does Cochlear Americas contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $3.86 million, 31% of all contributions.

Does the Cochlear Americas 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Cochlear Americas 401(k) plan?

936 participants at the start of plan year 2024, 795 of them active employees, and 208 former employees who still had money in the plan.

What is the average 401(k) balance at Cochlear Americas?

About $127,836 per account: $124.0 million in plan assets across 970 accounts with a balance at the end of plan year 2024.

Who manages the Cochlear Americas 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Cochlear Americas. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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