Community Choice Credit Union 401(k) Plan: Login, Facts & Contact Information

Community Choice Credit Union 401(k) Plan Facts

Plan name
COMMUNITY CHOICE CREDIT UNION 401(K) SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
COMMUNITY CHOICE CREDIT UNION
Participants
531 (419 active employees)
Former employees with a balance
31
Plan assets
$39,939,657 at Dec 31, 2024
Average account balance
$291,530 across 137 accounts
Employer contributions
$1,189,812 in plan year 2024 (30% of all contributions)
Recordkeeper
Cpi Qualified Plan Consultants, Inc
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Sep 1, 1997
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $4.01 million went into the plan in contributions, $1.19 million of it from the employer (30%).
  • $2.49 million was paid out to participants.
  • Investment and other income added $4.83 million.
  • Administrative expenses were $127,293, about $929 per account.

How the Community Choice Credit Union 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019429$18.6 million$718,615$1.65 million
2020502$25.1 million$774,984$1.43 million
2021528$30.5 million$871,174$1.29 million
2022492$27.2 million$949,117$1.26 million
2023527$33.7 million$1.10 million$1.95 million
2024531$39.9 million$1.19 million$2.49 million

Community Choice Credit Union 401(k) Contact Information

Phone
877-243-2528
Mailing address
31155 NORTHWESTERN HWY, FARMINGTON HILLS MI 483342502
Plan sponsor
COMMUNITY CHOICE CREDIT UNION
Employer identification number (EIN)
38-0960035
Plan number
001

Questions about the Community Choice Credit Union 401(k)

Does Community Choice Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.19 million, 30% of all contributions.

Does the Community Choice Credit Union 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Community Choice Credit Union 401(k) plan?

531 participants at the start of plan year 2024, 419 of them active employees, and 31 former employees who still had money in the plan.

What is the average 401(k) balance at Community Choice Credit Union?

About $291,530 per account: $39.9 million in plan assets across 137 accounts with a balance at the end of plan year 2024.

Who manages the Community Choice Credit Union 401(k) accounts?

CPI QUALIFIED PLAN CONSULTANTS, INC is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Community Choice Credit Union. How do I access my 401(k)?

Your account stays with CPI QUALIFIED PLAN CONSULTANTS, INC after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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