Consumers Cooperative Credit Union 401(k) Plan: Login, Facts & Contact Information

Consumers Cooperative Credit Union 401(k) Plan Facts

Plan name
CONSUMERS CREDIT UNION 401(K) PLAN AND TRUST
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CONSUMERS CREDIT UNION
Participants
631 (485 active employees)
Former employees with a balance
82
Plan assets
$43,895,676 at Dec 31, 2024
Average account balance
$110,568 across 397 accounts
Employer contributions
$801,270 in plan year 2024 (23% of all contributions)
Recordkeeper
Cmfg Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Aug 1, 1997
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 3, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $3.48 million went into the plan in contributions, $801,270 of it from the employer (23%).
  • $3.20 million was paid out to participants.
  • Investment and other income added $4.87 million.
  • Administrative expenses were $126,845, about $320 per account.

How the Consumers Cooperative Credit Union 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019415$16.5 million$431,463$1.11 million
2020448$20.6 million$493,391$617,514
2021580$41.0 million$744,676$4.82 million
2022589$35.1 million$764,335$3.12 million
2023592$38.9 million$829,213$5.48 million
2024631$43.9 million$801,270$3.20 million

Consumers Cooperative Credit Union 401(k) Contact Information

Phone
847-623-3636
Mailing address
300 N. FIELD DRIVE, LAKE FOREST IL 60045
Plan sponsor
CONSUMERS CREDIT UNION
Employer identification number (EIN)
36-1936022
Plan number
002

Questions about the Consumers Cooperative Credit Union 401(k)

Does Consumers Cooperative Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $801,270, 23% of all contributions.

Does the Consumers Cooperative Credit Union 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Consumers Cooperative Credit Union 401(k) plan?

631 participants at the start of plan year 2024, 485 of them active employees, and 82 former employees who still had money in the plan.

What is the average 401(k) balance at Consumers Cooperative Credit Union?

About $110,568 per account: $43.9 million in plan assets across 397 accounts with a balance at the end of plan year 2024.

Who manages the Consumers Cooperative Credit Union 401(k) accounts?

CMFG LIFE INSURANCE COMPANY is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Consumers Cooperative Credit Union. How do I access my 401(k)?

Your account stays with CMFG LIFE INSURANCE COMPANY after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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