Consumers Credit Union 401(k) Plan: Login, Facts & Contact Information

Consumers Credit Union 401(k) Plan Facts

Plan name
CONSUMERS CREDIT UNION 401(K) SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CONSUMERS CREDIT UNION
Participants
475 (424 active employees)
Former employees with a balance
72
Plan assets
$50,207,505 at Dec 31, 2024
Average account balance
$101,635 across 494 accounts
Employer contributions
$2,187,801 in plan year 2024 (42% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 1997
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 26, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $5.27 million went into the plan in contributions, $2.19 million of it from the employer (42%).
  • $2.60 million was paid out to participants.
  • Investment and other income added $5.96 million.
  • Administrative expenses were $122,504, about $248 per account.

How the Consumers Credit Union 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019330$23.3 million$1.17 million$705,456
2020366$29.8 million$1.42 million$739,705
2021348$37.5 million$1.65 million$1.59 million
2022425$32.3 million$2.03 million$3.20 million
2023474$41.5 million$2.13 million$1.94 million
2024475$50.2 million$2.19 million$2.60 million

Consumers Credit Union 401(k) Contact Information

Phone
269-345-7804
Mailing address
7200 ELM VALLEY DRIVE, KALAMAZOO MI 490097444
Plan sponsor
CONSUMERS CREDIT UNION
Employer identification number (EIN)
38-1438667
Plan number
001

Questions about the Consumers Credit Union 401(k)

Does Consumers Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $2.19 million, 42% of all contributions.

Does the Consumers Credit Union 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Consumers Credit Union 401(k) plan?

475 participants at the start of plan year 2024, 424 of them active employees, and 72 former employees who still had money in the plan.

What is the average 401(k) balance at Consumers Credit Union?

About $101,635 per account: $50.2 million in plan assets across 494 accounts with a balance at the end of plan year 2024.

Who manages the Consumers Credit Union 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Consumers Credit Union. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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