Creation Gardens, Inc. 401(k) Plan: Login, Facts & Contact Information

Creation Gardens, Inc. 401(k) Plan Facts

Plan name
CREATION GARDENS 401(K) RETIREMENT SAVINGS PLAN
Plan type
401(k) and profit sharing
Plan sponsor
CREATION GARDENS, INC.
Participants
954 (948 active employees)
Former employees with a balance
44
Plan assets
$13,514,030 at Dec 31, 2024
Average account balance
$44,748 across 302 accounts
Employer contributions
$719,623 in plan year 2024 (28% of all contributions)
Recordkeeper
Stancorp Financial Group
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Nov 1, 1999
— Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 2, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.57 million went into the plan in contributions, $719,623 of it from the employer (28%).
  • $804,678 was paid out to participants.
  • Investment and other income added $1.45 million.
  • Administrative expenses were $95,330, about $316 per account.

How the Creation Gardens, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019327$5.52 million$251,610$83,369
2020505$5.15 million$54,192$2.45 million
2021505$7.37 million$170,802$208,197
2022556$7.55 million$349,856$346,603
2023883$10.4 million$662,616$962,747
2024954$13.5 million$719,623$804,678

Creation Gardens, Inc. 401(k) Contact Information

Phone
502-587-9012
Mailing address
2055 NELSON MILLER PARKWAY, LOUISVILLE KY 40223
Plan sponsor
CREATION GARDENS, INC.
Employer identification number (EIN)
61-0212680
Plan number
004

Questions about the Creation Gardens, Inc. 401(k)

Does Creation Gardens, Inc contribute to the 401(k)?

The plan does not report an employer matching arrangement on its Form 5500. It did report $719,623 in employer contributions for plan year 2024.

Does the Creation Gardens, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Creation Gardens, Inc 401(k) plan?

954 participants at the start of plan year 2024, 948 of them active employees, and 44 former employees who still had money in the plan.

What is the average 401(k) balance at Creation Gardens, Inc?

About $44,748 per account: $13.5 million in plan assets across 302 accounts with a balance at the end of plan year 2024.

Who manages the Creation Gardens, Inc 401(k) accounts?

The Standard (listed on the filing as STANCORP FINANCIAL GROUP) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Creation Gardens, Inc. How do I access my 401(k)?

Your account stays with The Standard after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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