Cruise, Llc 401(k) Plan: Login, Facts & Contact Information

Cruise, Llc 401(k) Plan Facts

Plan name
CRUISE, LLC RETIREMENT TRUST
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CRUISE, LLC
Participants
4,667 (2,138 active employees)
Former employees with a balance
1,892
Plan assets
$489,213,601 at Dec 31, 2024
Average account balance
$122,090 across 4,007 accounts
Employer contributions
$27,147,310 in plan year 2024 (23% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Feb 1, 2014
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $116.5 million went into the plan in contributions, $27.1 million of it from the employer (23%).
  • $66.0 million was paid out to participants.
  • Investment and other income added $73.4 million.
  • Administrative expenses were $6,333, about $2 per account.

How the Cruise, Llc 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,171$61.0 million$8.11 million$2.25 million
20201,973$111.0 million$11.1 million$10.2 million
20212,195$181.3 million$16.8 million$21.6 million
20222,912$213.8 million$23.8 million$18.3 million
20233,777$365.6 million$30.1 million$18.2 million
20244,667$489.2 million$27.1 million$66.0 million

Cruise, Llc 401(k) Contact Information

Phone
281-806-9116
Mailing address
1201 BRYANT STREET, SAN FRANCISCO CA 94107
Plan sponsor
CRUISE, LLC
Employer identification number (EIN)
38-3995716
Plan number
001

Questions about the Cruise, Llc 401(k)

Does Cruise, Llc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $27.1 million, 23% of all contributions.

Does the Cruise, Llc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Cruise, Llc 401(k) plan?

4,667 participants at the start of plan year 2024, 2,138 of them active employees, and 1,892 former employees who still had money in the plan.

What is the average 401(k) balance at Cruise, Llc?

About $122,090 per account: $489.2 million in plan assets across 4,007 accounts with a balance at the end of plan year 2024.

Who manages the Cruise, Llc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Cruise, Llc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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