Ct Management, Inc 401(k) Plan: Login, Facts & Contact Information

Ct Management, Inc 401(k) Plan Facts

Plan name
CT MANAGEMENT, INC. RETIREMENT SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CT MANAGEMENT, INC.
Participants
739 (598 active employees)
Former employees with a balance
95
Plan assets
$48,742,586 at Sep 30, 2025
Average account balance
$71,470 across 682 accounts
Employer contributions
$402,207 in plan year 2024 (15% of all contributions)
Recordkeeper
Empower Annuity Insurance Company
Plan year
Oct 1, 2024 – Sep 30, 2025
Plan established
Sep 1, 1975
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Oct 1, 2024 – Sep 30, 2025), filed Jan 13, 2026. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.74 million went into the plan in contributions, $402,207 of it from the employer (15%).
  • $3.87 million was paid out to participants.
  • Investment and other income added $4.88 million.
  • Administrative expenses were $148,049, about $217 per account.

How the Ct Management, Inc 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019728$33.1 million$598,060$3.74 million
2020705$39.5 million$872,928$2.79 million
2021685$32.2 million$985,070$3.68 million
2022668$36.8 million$1.22 million$2.09 million
2023715$45.1 million$1.27 million$2.94 million
2024739$48.7 million$402,207$3.87 million

Ct Management, Inc 401(k) Contact Information

Phone
828-459-3211
Mailing address
3350 N OXFORD ST, CLAREMONT NC 28610
Plan sponsor
CT MANAGEMENT, INC.
Employer identification number (EIN)
26-3310031
Plan number
001

Questions about the Ct Management, Inc 401(k)

Does Ct Management, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $402,207, 15% of all contributions.

Does the Ct Management, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Ct Management, Inc 401(k) plan?

739 participants at the start of plan year 2024, 598 of them active employees, and 95 former employees who still had money in the plan.

What is the average 401(k) balance at Ct Management, Inc?

About $71,470 per account: $48.7 million in plan assets across 682 accounts with a balance at the end of plan year 2024.

Who manages the Ct Management, Inc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Ct Management, Inc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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