Ctos, Llc 401(k) Plan: Login, Facts & Contact Information

Ctos, Llc 401(k) Plan Facts

Plan name
CTOS, LLC 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CTOS, LLC
Participants
2,839 (2,397 active employees)
Former employees with a balance
501
Plan assets
$128,676,826 at Dec 31, 2024
Average account balance
$45,357 across 2,837 accounts
Employer contributions
$5,232,707 in plan year 2024 (26% of all contributions)
Recordkeeper
Empower Annuity Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Apr 1, 2004
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 30, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $20.2 million went into the plan in contributions, $5.23 million of it from the employer (26%).
  • $9.87 million was paid out to participants.
  • Investment and other income added $14.1 million.
  • Administrative expenses were $302,192, about $107 per account.

How the Ctos, Llc 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,298$39.2 million$2.97 million$1.97 million
20201,559$53.2 million$3.23 million$3.57 million
20211,860$68.7 million$3.36 million$6.03 million
20222,104$80.5 million$4.37 million$7.37 million
20232,495$104.6 million$5.40 million$8.75 million
20242,839$128.7 million$5.23 million$9.87 million

Ctos, Llc 401(k) Contact Information

Phone
682-803-0420
Mailing address
7701 EAST 24 HIGHWAY, KANSAS CITY MO 64125
Plan sponsor
CTOS, LLC
Employer identification number (EIN)
81-1853358
Plan number
001

Questions about the Ctos, Llc 401(k)

Does Ctos, Llc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $5.23 million, 26% of all contributions.

Does the Ctos, Llc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Ctos, Llc 401(k) plan?

2,839 participants at the start of plan year 2024, 2,397 of them active employees, and 501 former employees who still had money in the plan.

What is the average 401(k) balance at Ctos, Llc?

About $45,357 per account: $128.7 million in plan assets across 2,837 accounts with a balance at the end of plan year 2024.

Who manages the Ctos, Llc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Ctos, Llc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

Related Companies
Headquarter: 3350 N OXFORD ST, CLAREMONT, NC, 28610
Headquarter: 4200 BISCAYNE BLVD, MIAMI, FL, 331373246
Headquarter: 50 HUDSON YARDS, NEW YORK, NY, 10001
Headquarter: 4650 E 53RD STREET, DAVENPORT, IA, 52807
Headquarter: 4121 WILSON BLVD. 10TH FLOOR, ARLINGTON, VA, 22203