Cu Cooperative Systems, Inc. 401(k) Plan: Login, Facts & Contact Information

Cu Cooperative Systems, Inc. 401(k) Plan Facts

Plan name
CO-OP SOLUTIONS 401(K) RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CU COOPERATIVE SYSTEMS, INC.
Participants
2,403 (5,097 active employees)
Former employees with a balance
445
Plan assets
$214,456,036 at Dec 31, 2024
Average account balance
$103,702 across 2,068 accounts
Employer contributions
$10,557,577 in plan year 2024 (39% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1993
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $27.3 million went into the plan in contributions, $10.6 million of it from the employer (39%).
  • $25.0 million was paid out to participants.
  • Investment and other income added $27.9 million.
  • Administrative expenses were $236,820, about $115 per account.

How the Cu Cooperative Systems, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,848$108.1 million$6.53 million$11.4 million
20202,112$135.4 million$7.52 million$12.6 million
20212,001$171.7 million$8.78 million$12.9 million
20222,134$151.6 million$10.0 million$14.9 million
20232,412$184.5 million$9.96 million$22.0 million
20242,403$214.5 million$10.6 million$25.0 million

Cu Cooperative Systems, Inc. 401(k) Contact Information

Phone
800-782-9042
Mailing address
9692 HAVEN AVENUE SUITE 300, RANCHO CUCAMONGA CA 917305891
Plan sponsor
CU COOPERATIVE SYSTEMS, INC.
Employer identification number (EIN)
95-3732627
Plan number
033

Questions about the Cu Cooperative Systems, Inc. 401(k)

Does Cu Cooperative Systems, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $10.6 million, 39% of all contributions.

Does the Cu Cooperative Systems, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Cu Cooperative Systems, Inc 401(k) plan?

2,403 participants at the start of plan year 2024, 5,097 of them active employees, and 445 former employees who still had money in the plan.

What is the average 401(k) balance at Cu Cooperative Systems, Inc?

About $103,702 per account: $214.5 million in plan assets across 2,068 accounts with a balance at the end of plan year 2024.

Who manages the Cu Cooperative Systems, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Cu Cooperative Systems, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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