Cu Direct Corporation 401(k) Plan: Login, Facts & Contact Information

Cu Direct Corporation 401(k) Plan Facts

Plan name
CU DIRECT CORPORATION CAPITAL ACCUMULATION PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
CU DIRECT CORPORATION
Participants
883 (648 active employees)
Former employees with a balance
201
Plan assets
$116,343,001 at Dec 31, 2024
Average account balance
$156,585 across 743 accounts
Employer contributions
$4,799,383 in plan year 2024 (38% of all contributions)
Recordkeeper
Empower Annuity Insurance Company O
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2002
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 18, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $12.8 million went into the plan in contributions, $4.80 million of it from the employer (38%).
  • $10.7 million was paid out to participants.
  • Investment and other income added $13.5 million.
  • Administrative expenses were $156,577, about $211 per account.

How the Cu Direct Corporation 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019528$65.0 million$2.78 million$5.18 million
2020636$76.8 million$2.48 million$5.56 million
2021725$94.0 million$3.80 million$5.73 million
2022829$81.9 million$4.04 million$6.86 million
2023891$100.9 million$4.28 million$7.07 million
2024883$116.3 million$4.80 million$10.7 million

Cu Direct Corporation 401(k) Contact Information

Phone
949-339-1123
Mailing address
2855 E GUASTI RD STE 500, ONTARIO CA 91761
Plan sponsor
CU DIRECT CORPORATION
Employer identification number (EIN)
95-4512320
Plan number
033

Questions about the Cu Direct Corporation 401(k)

Does Cu Direct Corporation contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $4.80 million, 38% of all contributions.

Does the Cu Direct Corporation 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Cu Direct Corporation 401(k) plan?

883 participants at the start of plan year 2024, 648 of them active employees, and 201 former employees who still had money in the plan.

What is the average 401(k) balance at Cu Direct Corporation?

About $156,585 per account: $116.3 million in plan assets across 743 accounts with a balance at the end of plan year 2024.

Who manages the Cu Direct Corporation 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY O) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Cu Direct Corporation. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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