Cummins Inc. 401(k) Plan: Login, Facts & Contact Information
Cummins Inc. 401(k) Login
8,978 former Cummins Inc. employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Cummins Inc. 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 20, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $388.4 million went into the plan in contributions, $110.3 million of it from the employer (28%).
- $743.6 million was paid out to participants.
- Investment and other income added $998.3 million.
How the Cummins Inc. 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 32,377 | $4.15 billion | $83.7 million | $268.0 million |
| 2020 | 32,351 | $4.54 billion | $72.5 million | $496.8 million |
| 2021 | 30,366 | $5.03 billion | $77.3 million | $321.6 million |
| 2022 | 31,290 | $4.39 billion | $86.7 million | $298.2 million |
| 2023 | 36,061 | $5.73 billion | $92.7 million | $327.2 million |
| 2024 | 38,325 | $6.37 billion | $110.3 million | $743.6 million |
Cummins Inc. 401(k) Contact Information
Questions about the Cummins Inc. 401(k)
Does Cummins Inc contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $110.3 million, 28% of all contributions.
Does the Cummins Inc 401(k) have automatic enrollment?
Yes. The plan reports automatic enrollment of eligible employees.
How many people are in the Cummins Inc 401(k) plan?
38,325 participants at the start of plan year 2024, 28,337 of them active employees, and 8,978 former employees who still had money in the plan.
What is the average 401(k) balance at Cummins Inc?
About $171,263 per account: $6.37 billion in plan assets across 37,173 accounts with a balance at the end of plan year 2024.
Who manages the Cummins Inc 401(k) accounts?
Alight is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Cummins Inc. How do I access my 401(k)?
Your account stays with Alight after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.