Duluth Holdings Inc. 401(k) Plan: Login, Facts & Contact Information

Duluth Holdings Inc. 401(k) Plan Facts

Plan name
DULUTH HOLDINGS, INC. 401(K) PROFIT SHARING PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
DULUTH HOLDINGS INC.
Participants
2,077 (2,239 active employees)
Former employees with a balance
709
Plan assets
$44,317,984 at Dec 31, 2024
Average account balance
$16,040 across 2,763 accounts
Employer contributions
$2,305,030 in plan year 2024 (33% of all contributions)
Recordkeeper
Oneamerica Retirement Services, Llc
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1992
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 13, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $6.91 million went into the plan in contributions, $2.31 million of it from the employer (33%).
  • $6.63 million was paid out to participants.
  • Investment and other income added $5.37 million.
  • Administrative expenses were $176,879, about $64 per account.

How the Duluth Holdings Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,511$20.9 million$1.50 million$2.81 million
20201,789$26.8 million$1.67 million$2.78 million
20211,788$33.3 million$1.97 million$3.49 million
20221,743$30.1 million$2.41 million$4.17 million
20232,155$38.8 million$2.15 million$4.13 million
20242,077$44.3 million$2.31 million$6.63 million

Duluth Holdings Inc. 401(k) Contact Information

Phone
608-424-1544
Mailing address
201 EAST FRONT STREET P.O. BOX 159, MOUNT HOREB WI 53572
Plan sponsor
DULUTH HOLDINGS INC.
Employer identification number (EIN)
39-1564801
Plan number
001

Questions about the Duluth Holdings Inc. 401(k)

Does Duluth Holdings Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $2.31 million, 33% of all contributions.

Does the Duluth Holdings Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Duluth Holdings Inc 401(k) plan?

2,077 participants at the start of plan year 2024, 2,239 of them active employees, and 709 former employees who still had money in the plan.

What is the average 401(k) balance at Duluth Holdings Inc?

About $16,040 per account: $44.3 million in plan assets across 2,763 accounts with a balance at the end of plan year 2024.

Who manages the Duluth Holdings Inc 401(k) accounts?

OneAmerica Financial (listed on the filing as ONEAMERICA RETIREMENT SERVICES, LLC) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Duluth Holdings Inc. How do I access my 401(k)?

Your account stays with OneAmerica Financial after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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