Emery Sapp Construction, Inc. 401(k) Plan: Login, Facts & Contact Information

Emery Sapp Construction, Inc. 401(k) Plan Facts

Plan name
EMERY SAPP 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
EMERY SAPP CONSTRUCTION, INC.
Participants
1,766 (2,517 active employees)
Former employees with a balance
454
Plan assets
$87,500,818 at Dec 31, 2024
Average account balance
$58,063 across 1,507 accounts
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1996
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 8, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $5.88 million went into the plan in contributions.
  • $6.80 million was paid out to participants.
  • Investment and other income added $7.54 million.
  • Administrative expenses were $247,081, about $164 per account.

How the Emery Sapp Construction, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019800$27.0 million—$696,414
20201,427$32.7 million—$1.29 million
20211,546$35.4 million—$4.93 million
20221,805$29.4 million—$3.09 million
20231,885$35.0 million$0$3.29 million
20241,766$87.5 million$0$6.80 million

Emery Sapp Construction, Inc. 401(k) Contact Information

Phone
573-445-8331
Mailing address
2301 I-70 DRIVE NW, COLUMBIA MO 65202
Plan sponsor
EMERY SAPP CONSTRUCTION, INC.
Employer identification number (EIN)
52-2144296
Plan number
001

Questions about the Emery Sapp Construction, Inc. 401(k)

Does Emery Sapp Construction, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement.

Does the Emery Sapp Construction, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Emery Sapp Construction, Inc 401(k) plan?

1,766 participants at the start of plan year 2024, 2,517 of them active employees, and 454 former employees who still had money in the plan.

What is the average 401(k) balance at Emery Sapp Construction, Inc?

About $58,063 per account: $87.5 million in plan assets across 1,507 accounts with a balance at the end of plan year 2024.

Who manages the Emery Sapp Construction, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Emery Sapp Construction, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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